Online Banking
Vehicle Loans
Look no further — you’ve found the best place to get your new or used auto, motorcycle, boat or trailer loan.
New and Used Car, Truck, SUV and Van Loans
When you need to improve your transportation situation, you’ll find your credit union to be a reliable and affordable source of financing. Vehicles up to three years old can be approved for new car financing and get our best rate. We also finance used vehicles up to ten years old.
Recreational Vehicle Loans
We also finance motorcycles, boats, tow trailers and even planes, all at our same low rates as your car loan! That’s right — enjoy a great low rate on your recreational vehicles too!
Apply for a Vehicle Loan
Vehicle Loan Rates
Effective October 1, 2022
| Term | Amount Financed | APR* |
|---|---|---|
New Vehicle |
||
| Varies | 100% Retail Value | 2.00% to 13.75% |
| Varies | 80% Retail Value | 1.75% to 13.25% |
Used Vehicle |
||
| 60 Months | 100% NADA Retail Value | 3.90% to 13.90% |
| 48 Months | 100% NADA Retail Value | 3.65% to 13.65% |
| 36 Months | 100% NADA Retail Value | 3.00% to 13.00% |
| 24 Months | 100% NADA Retail Value | 2.75% to 12.50% |
| 12 Months | 100% NADA Retail Value | 2.50% to 12.00% |
New RV/Boat/Trailer |
||
| Varies | 100% Retail Value | 2.50% to 14.75% |
| Varies | 80% Retail Value | 2.25% to 14.25% |
Used RV/Boat/Trailer |
||
| 60 Months | 100% NADA Retail Value | 5.40% to 15.40% |
| 48 Months | 100% NADA Retail Value | 5.15% to 15.15% |
| 36 Months | 100% NADA Retail Value | 4.50% to 14.50% |
| 24 Months | 100% NADA Retail Value | 4.25% to 14.25% |
| 12 Months | 100% NADA Retail Value | 4.00% to 14.00% |
*Annual Percentage Rate. Rates may vary depending on term and credit worthiness.
Car-Buying Resources
Enterprise Car Sales
Enterprise Car Sales began selling cars more than 40 years ago. A simple, yet successful principle guided our efforts – take the high road. Above all, it means being aboveboard. From there, it continues with a great selection of automobiles plus an unmatched set of features.
We call it The Perfect Used Car Package:
- Haggle-free Pricing
- Large selection of Quality vehicles
- Trade-ins welcome
- 7-day/1000-mile repurchase policy
- 12-month/12,000-mile limited powertrain warranty
- AAA vehicle purchase inspection
- 12-month/unlimited mileage roadside assistance
Motor Vehicle Certification Program
Get information on a competitive dealer to get the best price for your New or Used Car then finance with the Credit Union. Save money, time and effort by having pre-negotiated prices for your dream vehicle at your nearest MVCP dealer.
4 Easy Steps
- Call edUFCU to get Pre-Approved for Loan
- Call MVCP 1-800-345-6827 for nearest dealer
- Visit MVCP Dealer to pick out your car
- Call MVCP back to finalize your deal