Online Banking

Vehicle Loans

Look no further — you’ve found the best place to get your new or used auto, motorcycle, boat or trailer loan.

Fall 2021 Refinance Sale — Cut Your Current Rate in Half*

Refinance your new or used vehicle from another institution with us in October or November and cut your interest rate in half.* When you refinance your auto loan from another institution with us, we’ll pay off your current loan and then give you a loan with a rate reduction of up to 50% off your current rate with a minimum of 1.75% Annual Percentage Rate.* You’ll save money by paying less in interest over the life of your loan.

*Actual rate will be dependent upon individual credit worthiness and credit score. If your credit worthiness is deemed to have negatively changed, you may not be eligible for the 50% off promotion. See a Financial Services Representative for details. Limited time offer.

New and Used Car, Truck, SUV and Van Loans

When you need to improve your transportation situation, you’ll find your credit union to be a reliable and affordable source of financing. Vehicles up to three years old can be approved for new car financing and get our best rate. We also finance used vehicles up to ten years old.

Recreational Vehicle Loans

We also finance motorcycles, boats, tow trailers and even planes, all at our same low rates as your car loan! That’s right — enjoy a great low rate on your recreational vehicles too!
Apply for a Vehicle Loan

Vehicle Loan Rates

Effective October 1, 2022

TermAmount FinancedAPR*

New Vehicle

Varies100% Retail Value2.00% to 13.75%
Varies80% Retail Value1.75% to 13.25%

Used Vehicle

60 Months100% NADA Retail Value3.90% to 13.90%
48 Months100% NADA Retail Value3.65% to 13.65%
36 Months100% NADA Retail Value3.00% to 13.00%
24 Months100% NADA Retail Value2.75% to 12.50%
12 Months100% NADA Retail Value2.50% to 12.00%

New RV/Boat/Trailer

Varies100% Retail Value2.50% to 14.75%
Varies80% Retail Value2.25% to 14.25%

Used RV/Boat/Trailer

60 Months100% NADA Retail Value5.40% to 15.40%
48 Months100% NADA Retail Value5.15% to 15.15%
36 Months100% NADA Retail Value4.50% to 14.50%
24 Months100% NADA Retail Value4.25% to 14.25%
12 Months100% NADA Retail Value4.00% to 14.00%
*Annual Percentage Rate. Rates may vary depending on term and credit worthiness.

Car-Buying Resources

Enterprise Car Sales

Enterprise Car Sales began selling cars more than 40 years ago. A simple, yet successful principle guided our efforts – take the high road. Above all, it means being aboveboard. From there, it continues with a great selection of automobiles plus an unmatched set of features.

We call it The Perfect Used Car Package:

  • Haggle-free Pricing
  • Large selection of Quality vehicles
  • Trade-ins welcome
  • 7-day/1000-mile repurchase policy
  • 12-month/12,000-mile limited powertrain warranty
  • AAA vehicle purchase inspection
  • 12-month/unlimited mileage roadside assistance

Motor Vehicle Certification Program

Get information on a competitive dealer to get the best price for your New or Used Car then finance with the Credit Union. Save money, time and effort by having pre-negotiated prices for your dream vehicle at your nearest MVCP dealer.

4 Easy Steps

  1. Call edUFCU to get Pre-Approved for Loan
  2. Call MVCP 1-800-345-6827 for nearest dealer
  3. Visit MVCP Dealer to pick out your car
  4. Call MVCP back to finalize your deal