Truth in Saving Certificates Disclosure
Electronic Funds Transfer Disclosure
Any Member that has a regular share balance of at least $10.00 is eligible to open a share draft with the credit union (note: must be adult member over 18 years old or may be account owner 18 years or younger with an adult joint account owner). A share draft application must be completed along with your initial deposit. The deposit must be enough to cover the first share draft order. The member will be charged the price of draft orders (plus shipping). Cost will depend on the share draft style ordered. Once your share draft order is processed, you should receive your share drafts within 10 to 14 days. A monthly statement will be sent to members with a share draft account.
There is no requirement to maintain a minimum balance in share draft account.
Service | Fee |
---|---|
NSF Overdraw on Debit | $35.00 |
NSF Member Draft | $40.00 |
NSF ACH | $40.00 |
NSF – Checks Deposited | $40.00 |
Replacement Debit/ATM/Credit Card* | $30.00 |
Stop Payment – Member Draft | $30.00 |
Stop Payment – Bill Pay | $30.00 |
Stop Payment – ACH | $30.00 |
Stop Payment – Credit Union Check | $30.00 |
Member Draft Copy | $20.00 |
Original Member Draft (See the Credit Union for details & restrictions) | $0.10/draft |
Account Balancing | $20.00/hour |
Account Printout | 2 Pages Free; $1.00/page thereafter |
Statement Copy | $5.00/page |
Certified Check | $5.00 |
Money Order | $5.00 |
CU drafts from checking | $5.00/draft |
CU drafts from Share Saving | 1 Free/month; $5.00 each thereafter unless payable to the member |
One-time Membership Fee | $2.00 |
Notary Service | $1.00 |
Escheat Fee | $50.00 |
Excessive Balance w/ no loans (over $100,000) | $5.00/month |
Rush Delivery (Debit/ATM/Credit Cards) | $25.00 |
Returned Mail/Bad Address | $2.00/item |