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Refi Your Auto Loan for another 1.00% Discount

Fall 2022 Refinance Sale
Receive 1.00% Off of our regular auto loan rates!

Love your car but not your loan? Fall into savings with edU FCU. Refinance your auto loan from other financial institutions with us, and receive a special promotional APR.*

We will pay off your current loan and then give you a loan with a rate reduction of 1.00% off of our current auto loan rates. This can be a fast and easy way to save money every month. Lower your auto loan APR and lower your monthly payments or pay off debt faster.

Apply for a Vehicle Loan

Vehicle Loan Rates

Effective October 1, 2022

TermAmount FinancedAPR*

New Vehicle

Varies100% Retail Value2.00% to 13.75%
Varies80% Retail Value1.75% to 13.25%

Used Vehicle

60 Months100% NADA Retail Value3.90% to 13.90%
48 Months100% NADA Retail Value3.65% to 13.65%
36 Months100% NADA Retail Value3.00% to 13.00%
24 Months100% NADA Retail Value2.75% to 12.50%
12 Months100% NADA Retail Value2.50% to 12.00%

New RV/Boat/Trailer

Varies100% Retail Value2.50% to 14.75%
Varies80% Retail Value2.25% to 14.25%

Used RV/Boat/Trailer

60 Months100% NADA Retail Value5.40% to 15.40%
48 Months100% NADA Retail Value5.15% to 15.15%
36 Months100% NADA Retail Value4.50% to 14.50%
24 Months100% NADA Retail Value4.25% to 14.25%
12 Months100% NADA Retail Value4.00% to 14.00%
*APR = Annual Percentage Rate. Actual Rate will still be dependent upon individual credit worthiness and credit score. All applications must be submitted and completed by November 30, 2022 in order to receive the promotional rate.